FACTSWhat Does Razzano Investment Management Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal and state laws give consumers certain rights to limit some sharing. Federal and state law also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include: (1) Social Security number and identification information; (2) income, assets, and account balances; (3) investment objectives, risk tolerance, and transaction history; (4) tax information and supporting documentation (if you engage us for tax services); and (5) information we receive from custodians, broker-dealers, insurance carriers, or other service providers you authorize.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the table below, we list the reasons financial companies can share their customers’ personal information; the reasons Razzano Investment Management chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes RIM share?Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to regulatorsYesNo
For our marketing purposes — to offer our products and services to youNoWe do not share
For joint marketing with other financial companiesNoWe do not share
For our affiliates’ everyday business purposes — information about your transactions and experiencesNot applicableWe do not have affiliates that receive your information for this purpose
For our affiliates’ everyday business purposes — information about your creditworthinessNot applicableWe do not have affiliates that receive your information for this purpose
For our affiliates to market to youNot applicableWe do not have affiliates that market to you
For nonaffiliates to market to youNoWe do not share
To limit our sharing

We do not share personal information with nonaffiliates for marketing purposes and therefore do not offer an opt-out for that type of sharing. If our sharing practices change, we will provide you with any required notice and opportunity to opt out.

Questions?

Call 941-827-4646 or email anthony@razzanoconsulting.com. You may also write to us at: 5237 Grove Mill Loop, Bradenton, FL 34211.

Who Are We?

Razzano Investment Management is the investment advisory division of Razzano Consulting, LLC (CRD #152666), 5237 Grove Mill Loop, Bradenton, Florida 34211.

What We Do to Protect Your Personal Information

We maintain physical, electronic, and procedural safeguards designed to protect the confidentiality and security of your nonpublic personal information, consistent with applicable federal and state privacy and data security requirements. These safeguards may include: access controls and least-privilege permissions; multi-factor authentication; encryption and secure transmission where appropriate; secure client portals for document exchange; vendor/service provider due diligence and confidentiality requirements; employee training; and an incident response process.

Security Incident Notification. If we become aware of a security incident that involves unauthorized access to or use of client information, we will take reasonable steps to contain and investigate the incident and will provide notices to affected individuals and/or regulators as required by applicable law.

How We Collect Your Personal Information

We collect your personal information, for example, when you: (1) provide information on applications or other forms; (2) open an account with a custodian; (3) enter into an advisory agreement; (4) provide tax documents or financial statements; (5) communicate with us by phone, email, video conference, or through a secure portal; or (6) make deposits, withdrawals, or transfers.

Why Can’t I Limit All Sharing?

Federal and state law give you the right to limit only certain sharing. We do not share for marketing, and we share only as permitted by law to service your relationship and comply with legal and regulatory obligations.

Definitions

Affiliates: Companies related by common ownership or control. Razzano Investment Management does not share your information with affiliated companies for marketing purposes.

Nonaffiliates: Companies not related by common ownership or control that perform services for us or for you (for example, custodians, technology providers, compliance or administrative vendors). We do not share your information with nonaffiliates for marketing purposes.

Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. We do not engage in joint marketing using your personal information.

Our Responsibilities

We provide this notice to you when you become a client and at least annually thereafter, as required by applicable privacy laws. We may amend this notice from time to time. We will post the current version on our website and/or provide it to you upon request.

Former Clients

If you are no longer our client, we will continue to treat your nonpublic personal information in accordance with this notice and applicable law.